May 5th, 2021
If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few ways to use mortgage financing to bring everything together. [read more]
April 28th, 2021
If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when you have the right people on your side! [read more]
April 15th, 2021
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now, before we get started, if you prefer to have … [read more]
April 9th, 2021
The Office of the Superintendent of Financial Institutions (OSFI) announced yesterday that they would be opening consultations on a proposal for a revised mortgage “stress test” on uninsured mortgages. [read more]
April 7th, 2021
The truth is, that’s a tough question to answer in the best of times. It’s nearly impossible to know for sure what’s going to happen next with the housing market in Canada. It could heat up or it could cool down. [read more]
March 31st, 2021
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting preapproved is one of the first steps in your home buying journey. [read more]
March 24th, 2021
A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible. And while keeping costs low at the expense of non-essential features might be okay when choosing something like which grocery store to shop at, [read more]
March 11th, 2021
The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. The Bank is maintaining its extraordinary forward guidance, reinforced and supplemented [read more]
March 3rd, 2021
It's safe to say that most of us wouldn't exactly mind having a spacious walk in closet. If you're a design lover, take a look at some of my favourite walk-in closets - a little inspiration never hurt, right? [read more]
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