What is a “No-Frills” Mortgage?
June 29th, 2022
A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible. [read more]
Under Buying a Home
Will Collections Impact Your Mortgage?
June 15th, 2022
A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau, will that impact my ability to get a mortgage?” The answer might have a broader implication than what you might think; let's spend a little time discussing it. [read more]
Unsure About the Housing Market? Let’s Talk.
June 8th, 2022
If you’ve been thinking about buying a property, whether that be your first home, next home, forever home, or a home to retire into, the current state of the Canadian economy might have you wondering: Is this really the right time to make a move? There is certainly no shortage of doom and gloom in the news out there. [read more]
How To Establish New Credit
May 25th, 2022
If you’re new to managing personal finance and you want to learn about credit, you’ve come to the right place. Establishing new credit is a bit of a catch-22. To build a credit history, you need credit. But it’s hard to get credit without having a credit history. So, where do you start? [read more]
Improving Your Credit Score
May 18th, 2022
Your credit score and how you manage credit are huge factors in qualifying for a mortgage. If you want the best interest rates and mortgage products available on the market, you want a high credit score. Here are a few things you can do to improve your credit score. [read more]
Should You Get Pre-approved For A Mortgage?
May 11th, 2022
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting pre-approved is one of the first steps in your home buying journey. [read more]
Fixed-Rate or Variable-Rate Mortgage?
May 4th, 2022
If you're looking to buy a new property, refinance, or renew an existing mortgage, chances are, you're considering either a fixed or variable rate mortgage. Figuring out which one is the best is entirely up to you! So here's some information to help you along the way. [read more]
What is a Second Mortgage?
April 27th, 2022
If you're not all that familiar with the ins and outs of mortgage financing, the term "second mortgage" might cause a bit of confusion. Many people incorrectly assume that a second mortgage is arranged when your first term is up for renewal or when you sell your first home. They think that the next mortgage you get is your "second mortgage." This is not the case. [read more]
How to Save Money for a Downpayment
April 20th, 2022
Whether you want to set aside money to buy a car or take a vacation, save up for a down payment on a property, or plan for your retirement, the principles are the same. [read more]
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