IMPROVING YOUR CREDIT SCORE
December 6th, 2019
Along with employment stability, and downpayment/equity, your credit score and how you manage your credit [read more]
Under Finance
HOW INTEREST RATES ARE LIKE GAS PRICES
November 29th, 2019
Have you ever noticed that just like gas prices, interest rates seem to go up and down for no reason at all? [read more]
MINIMUM REQUIRED CREDIT PROFILE
November 22nd, 2019
Credit. The ability of a customer to obtain goods or services before payment, based on the trust that payment [read more]
4 WAYS ALTERNATIVE LENDING BEATS TRADITIONAL BANK FINANCING
November 15th, 2019
Alternative lending refers to lending practices that fall outside the normal banking channels. These are lenders that think [read more]
CAN I GIVE SOMEONE THE DOWNPAYMENT TO BUY MY HOUSE?
November 8th, 2019
Although it might not always be this straightforward, the question “Can I give someone the downpayment to buy my house?” presents itself in many different [read more]
SHOULD I GET A MORTGAGE PRE-APPROVAL?
November 1st, 2019
Should I get a Mortgage Pre Approval? Going through the pre-approval process is important. However, the actual term ‘pre-approval’ is often misunderstood. It’s not magic, and it’s certainly not binding. … [read more]
WHAT YOU CAN EXPECT WHEN LOCKING IN A VARIABLE RATE
October 25th, 2019
Did you know that 6 out of 10 Canadians will break their current mortgage at an average of 38 months? As we’ve discussed, locking in [read more]
ONLINE MORTGAGE CALCULATORS, CAN YOU TRUST THEM?
October 18th, 2019
You’d think an online calculator is a pretty straight forward device, one that you should be able to place your full confidence in, and for the most part they are. Calculators calculate numbers, the numbers are reliable, but how you interpret those numbers… not so much [read more]
ARE LENDERS OBLIGATED TO RENEW MORTGAGES?
October 11th, 2019
It’s a common held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that your lender is [read more]
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