If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can expect will happen. You can expect to pay a higher interest rate over the remainder of your term, while you could end up paying a significantly higher mortgage penalty should you need to break your mortgage before the end of your term. [read more]
The truth is that real estate isn’t about property. It’s about people. Normal human beings who have braved the sometimes wonderful, oftentimes treacherous waters of this great, real estate adventure. Here are some of their stories. [read more]
If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your creditworthiness down the road, this article is for you. [read more]
Are you in the mood for some Cinco de Mayo fun? Whether you plan on exploring local restaurants or celebrating at home with your loved ones, this blog has you covered! [read more]
All of you floral lovers - this one's for you! It's officially the time of year where the sun sets later, days are getting warmer, and incredible floral festivals are in full swing. Here are two incredible tulip festivals you can explore over the weekend in the warm spring weather. [read more]
The Bank of Canada today held its target for the overnight rate at 4½%, with the Bank Rate at 4¾% and the deposit rate at 4½%. The Bank is also continuing its policy of quantitative tightening. [read more]
Wondering when the best time to sell is? "Home sellers on the fence waiting for that perfect moment to sell should start preparations, because the best time to list a home in 2023 is approaching quickly. The week of April 16-22 is expected to have the ideal balance of housing market conditions that favor home sellers, more so than any other week in the year." [read more]
It’s a commonly held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that the lender is somehow obligated to renew your mortgage. [read more]
Change is inevitable. We change things almost daily, from our wardrobe to our meal choices to the activities we to enjoy on the weekend. But how about where we live and spend most of our time? Your home was the perfect havn when you bought it. But how about now? We’ve listed our 5 key areas that are worth weighing up to check if your home is still right for you… [read more]
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