January 26th, 2022
The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ %, with the Bank Rate at ½ % and the deposit rate at ¼ %. With overall economic slack now absorbed, the Bank has removed its exceptional [read more]
January 19th, 2022
Chances are if the title of this article piqued your interest enough to get you here, your family is probably growing. Congratulations! If you’ve thought now is the time to find a new property to accommodate your growing family, but you’re unsure how your parental leave will impact your ability to get a mortgage, you’ve come to the right place! [read more]
January 17th, 2022
There are many considerations to make prior to making an offer. It is imperative to do your due diligence before you write and present your offer. We are here to help you get the information you need to make an informed decision. Here is a great article from BCFSA on doing your due diligence before you present your offer. Call us with any questions. We are available and happy to help! Read on to find out more... [read more]
January 13th, 2022
Supporting local businesses is something I have always been passionate about. Now especially, continuing to support local is extremely important. If you're wondering how you can help support local businesses this month, keep reading! [read more]
January 10th, 2022
We are seeing many competitive offers in this highly competitive market. We have strategies in place to help you win and do your due diligence in advance. The BCFSA has written a great article on whether or not you should make a subject free offer and what the risks entail. Read on to find out more... [read more]
January 5th, 2022
Sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it doesn’t mean you won’t ever qualify for a mortgage again. [read more]
December 28th, 2021
It’s a commonly held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that the lender is somehow obligated to renew your mortgage. The truth is, a lender is never under any obligation to renew your mortgage [read more]
December 22nd, 2021
You’ve most likely heard that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single certainty is that you will pay back what you borrow, plus interest. With that said, the frequency of how often you make payments to the lender is somewhat up to you! [read more]
November 23rd, 2021
Due to the myriad rules and regulations that travellers must navigate, I am fielding more calls than ever from frustrated Canadians seeking to travel again. I have collected answers to the most frequent questions below to help you find your way through the maze of terms and restrictions. [read more]
Comment On This!